Specialty Products

Insurance Products

Specialty Products in Colorado

Take the worry out of unexpected life events that could happen during the term of your loan. Protect your loan and improve the value of your future with any of these optional, affordable coverages through your authorized dealer or lender.

Life Insurance Colorado Family Photo

Preparing for the unexpected

When the unforeseen happens, it can impact you in a variety of ways. While we can’t protect you from every accident or mishap, we can help you prepare.

Credit Life and Credit Disability Insurance:

  • Credit Life and Credit Disability Insurance helps provide options if an illness, injury, or loss of life occurs, so you or your loved ones will not be burdened with a mountain of outstanding debt.

Accidental Death and Dismemberment:

  • In the event of accidental death or involvement in an accident that causes loss of vision or a limb, this additional coverage provides a cash payment to help you or your family.

Credit Involuntary Unemployment Insurance:

  • This type of coverage provides a benefit for a specified period in the event an insured becomes involuntarily unemployed during the term of coverage.

Guaranteed Asset Protection (GAP)

GAP does just what is says — it covers the excess of the outstanding loan balance over the primary insurance payment that is paid in the event of a claim for a total loss or an unrecovered theft of the collateral.

Credit Protection for Collateralized Loans

When you purchase big ticket items, such as a car, truck, household furniture, or appliances, there are coverages available, which can protect the lender and/or you should a covered loss occur.

Collateral Protection Insurance

  • This coverage is purchased according to the terms of the credit obligation when you, the borrower, fail to provide the required comprehensive and collision insurance.

Vendor’s Single Interest Insurance

  • Credit protection that insures the lender’s interest in the collateral for a covered loss. Insured perils include fire, theft, and collision.

Credit Property Insurance

  • This type of coverage provides a benefit for a specified period in the event an insured becomes involuntarily unemployed during the term of coverage.

Debt Cancellation/Protection

Debt can leave you vulnerable to financial hardship. Triggering events include, but are not limited to, death, disability, involuntary unemployment, and family leave, etc.

Debt Cancellation/Protection provides financial protection when a covered specifed event impairs the consumer’s ability to repay his or her loan. Debt Cancellation/Protection is a two-party agreement between a lender and a consumer under which the lender agrees to waive all or a portion of the debt when a specified protected event occurs.

Let’s work together for your insurance and financial needs. 

What Our Clients Are Saying

Andrew was attentive and responded to all questions promptly. He was a pleasure to work with.

Timur Kilic

Andrew is the man creat coverage with the best prices!!

Preston Campbell

Andrew is simply the best man for the job! I cannot say how professional he is and how responsive he has been. I purchased home and auto insurance through him last year, and not two weeks later had a storm come through and cause plenty of hail damage. He was there to help through the entire process and really went above and beyond to make sure things went as smooth as possible. Not to mention he got me rates thats other companies couldn’t come close to! If you are looking for the best coverage and top notch customer service look no further!

Stewart Hemingway

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and we will provide the best products that fit your needs.